Police on Tuesday registered a case towards unidentified individuals after a 44-year-old IT skilled of Sector 7 alleged harassment, public shaming and threats by representatives of sure mortgage supplier apps.
Police mentioned Vishal Diwan, the complainant took a mortgage of about ₹24,000 through 5 apps in October and was pressured to pay again ₹3.5 lakh to 10 extra apps inside a month because of the excessive charge of curiosity.
Diwan mentioned that he was in pressing want of ₹12,000 in October final 12 months. “I had by no means utilized for any mortgage so I considered giving mortgage apps a attempt. I discovered 5 apps and utilized for a mortgage on all of them. Inside minutes I obtained ₹24,000 from 5 totally different accounts. Once I checked the rate of interest later, I used to be shocked to search out that I needed to repay ₹8,000 for each ₹4,800 I borrowed from every app inside seven days,” he mentioned.
Diwan mentioned that to repay the mortgage to the 5 apps, he took loans from 10 different apps, every with a seven-day tenure for compensation. “This can be a entice laid by these conmen they usually don’t go away individuals alone regardless of repaying. I offered my spouse’s jewelry and paid ₹3.5 lakh inside a month to clear all of the dues,” he mentioned.
Nevertheless, on December 1, he began receiving over 100 calls a day to repay loans he had by no means taken. “Unidentified individuals began calling me and threatening me. They began contacting my colleagues, buddies and family and began harassing them to repay my mortgage. They morphed my photos in obscene methods and despatched them to everybody on my contact record. They began threatening they might add these photos on social media, following which I approached police in December,” he mentioned.
Police mentioned they began an investigation quickly after and it took them nearly 5 months to confirm the financial institution accounts and the telephone numbers related to the accounts to find the suspects, mentioned police. A case below sections 384 (extortion), 420 (dishonest), and 465 (punishment for forgery) of Indian Penal Code and sections 66, 66B, 67 A and 67 of the Info Expertise Act was registered at Cyber Crime police station on Tuesday, mentioned police.
Bijender Singh, station home officer of Cyber Crime police station, mentioned that most individuals who create such apps comply with the identical modus operandi. In 2019, greater than 45 such apps had been closed down after a number of individuals killed themselves throughout the nation following harassment by the apps’ representatives. “The apps hold altering their names and their representatives proceed to harass individuals who take loans from them. Now we have obtained a number of complaints within the final two years and the suspects are working in Odisha, Andhra Pradesh, West Bengal and Rajasthan and hold altering their cellular numbers,” he mentioned.
Police mentioned no arrest has been made to this point however they’re monitoring IP addresses and places to conduct raids.
Based on police, these app suppliers run unlawful name centres and flow into victims’ contact lists to harass them in order that they hold paying them.